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Affordable Shopping

Posted by admin on Sep 17, 2009 in money matters, shopping

Now that Circuit City has closed its doors, Buy.com is now the first on my list of online shops selling affordable electronics. Their Weekly Deals are just fantastic – great products, ridiculous prices, too good to be true. And I have no problem with it. In fact, I encourage them to continue their special offers as it’s the only way I’ll get to afford all the things that I want on my list of things to buy.

image  image image

Just to give you an idea. ;) And that’s just for the electronics section! I still have the apparels, shoes, baby stuff, books, jewelries and home accessories to explore.

 
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Lucky Kids

Posted by admin on Aug 21, 2009 in money matters, shopping

My brother-in-law asked me this morning how much does he have to save before he can buy himself a laptop. I told him if he stops drinking starbucks coffee everyday and eat at McDonalds instead of high-end restaurants, he may have a chance to buy one before the year ends. You’d think if he can afford to go to Starbucks everyday that he can at least buy himself one of those cheap netbooks available everywhere. But no, because of his expensive lifestyle, he’d be lucky to have a few dollars left at the end of the month. I’m sure my mother-in-law will pity him soon as long as she doesn’t know how he’s been spending his school allowance.

 
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How To Make Money From Your Vacant Lots

Posted by admin on Aug 9, 2009 in money matters

Turn your vacant lots into a temporary parking space. This will only work if you are near the city where parking spaces are rare.

I just read an article on how you can earn money from your land by leasing it to a cell tower company. You might want to look into this if there are no existing cellular towers within one mile of your location.

Plant Christmas tree saplings and in about two years, you can have people come in and cut their own trees.

If it’s far from the city, lease it for grazing cattle or hoses.

Make a football field, build tennis courts  and lease it to companies for their sports activities.

 
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Neverending Purchase

Posted by admin on Jul 26, 2009 in home, money matters, women issues

I just finished creating a list of things to buy next month. Aside from the usual grocery list, we need to buy floor mats for our car, new shower curtains, flashlight, a fan and a laptop cooler. They may not be expensive on their own but if you add them all up, it will cause havoc to my monthly budget. There are just too many purchases this month. I wish I can say that next month will be different but it’s my daughter’s birthday so I’m not counting on it. We don’t have anything planned yet but perhaps a small party with the kids from the neighborhood will do.

 
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Saving up for Presents

Posted by admin on Jun 30, 2009 in me, myself and i, money matters

Now that my birthday is over and we’ve spent most of my sideline earnings on my one month birthday celebration, it’s now time to save up for my daughter’s birthday. She’s turning four this September and two months after that is my husband’s turn. We’ve lined up several out of town trips but it will still depend on the weather. As early as now, I’ve been thinking of what I can give to my beloved DH. I can’t really afford a Ferrari, not even Ferrari parts so he’ll have to settle with something much cheaper. A new flash for his DSLR might be a good option or a new watch. As for my daughter, I’ll try not to hoard toys this year. She rarely plays with them and would rather draw the whole day.

 
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Maybe?

Posted by admin on Apr 20, 2009 in home, me, myself and i, money matters

We found a small lot that we’re thinking of buying. However, we have no budget yet for the house construction so we’re planning of putting up a fence to secure the area. When I asked a friend who recently had a pvc fence installation, I was shocked to know that we’ll have to spend more money that I’ve originally planned. But since I’ve always been a fan of pvc fencing, then maybe we can adjust. At least, even if the house is not yet up, a nice picket fence will protect the lot from intruders. Still a great start right?

I’m pretty excited but I’m not very hopeful. Whenever we find something that we really like, it either ends up being taken away by another buyer or else, something’s wrong with the papers.  My attitude now is that if it’s really for us, then everything should work out just fine.

 
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A Long Sunday

Posted by admin on Mar 22, 2009 in money matters, work

There’s plenty of stuff to do on a Sunday. First is grocery shopping, then brunch with family and then later in the afternoon, I will have to catch up on work. I never seem to get any rest these days but I’m sure after March, everything will die down. I really don’t want to complain because we’ll always need extra money from my sidelines. However, it would be nice to spend a weekend just watching TV or playing outside with my little girl you know? Money can’t buy everything, but it sure can buy a lot of things.

 
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Investing on Jewelries

Posted by admin on Mar 17, 2009 in me, myself and i, money matters, shopping

My mother-in-law frowns upon the purchase of luxury bags. I always hold my tongue and try not to tell her that she has about 8-10 of them in her closet. She must have probably forgotten or she’s gotten wiser now so she stopped buying them. Whatever’s the case, I hope she will consider me a good enough daughter-in-law to give them to me in the future.

Speaking of extravagances, she once told me that I if I really want to invest on accessories, I should invest on jewelry. I used to have a few pieces of gold chain when I was young but I don’t remember what happened to me. I asked my husband before if he will wear those famous 5mm chain bracelets but he said I would just be wasting money if I buy him one. Now that we have a daughter, I have a reason to splurge on jewelry. Ever since she was born, I’ve wanted to buy her a pair of diamond studs and a nice gold necklace that she can wear on special occasions.

 
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5 Ways You Can Save Money Part II

Posted by admin on Mar 16, 2009 in money matters

6. Really want to save money? Don’t shop at all if you think you can do without the item that you want to purchase.

7. Read ebooks instead of buying paperbacks.

8. Shop once a month for dry goods, twice a month for meat and fish, once a week for veggies

9. If it gets too hot during the day and you don’t want to spend dollars on electricity bill by turning on the aircon, adjust your schedule and work early mornings or late at night.

10. Finish your tasks as soon as you can so you don’t have to turn on your laptop the whole day. When you work from home, you tend to put off other tasks until you find time to do it.

 
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Stability for the Future

Posted by admin on Mar 4, 2009 in money matters, women issues

We just received a not so good news about our investments. This made me think twice if we should continue paying our premiums for our life insurance. It’s in the same company and we don’t want to put our eggs in one basket. My mother-in-law told me to get some insurance quotes as early as now if I’m really serious in getting a new package. I’ve seen a couple and the rates are great but unlike before where I quickly signed up, I’m going to spend a lot of time researching about the company before I go ahead and hand over our money.

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