Grass is Always Greener

My friend is thinking of buying an orlando timeshare and I can’t help but be envious of her good fortune. Here I am still can’t afford even the modest of all timeshares while she obviously ran out of properties to buy. To be fair however, it’s not luck but pure hard work. She’s known to never take a break, vacation leaves and sick leaves that her company had to force her to take a whole week for everyone’s sake.

I’ve been teased for being a workaholic but nothing can hold a candle to this friend of mine when it comes to working non-stop. I do admire what she’s become though. If you ask her however, she’ll say she’d rather have a family of her own that she can spoil instead of multiple properties. Her time will come I know just as I know that our time will eventually arrive when we can purchase houses left and right as well.

Credit Cards for All

Sometimes I can’t believe it when people tell me they don’t have credit cards. It’s not that they never had one, it’s either they prefer to pay in cash or banks refuse to give them one anymore. Anyway, if you’re one of the latter and banks keep on rejecting your application, you can take advantage of credit cards for bad credit that some companies offer. I believe the interest rates are higher but at least, with a credit card, you can avail of the 0% discounts that are being offered for appliances, gadgets or other big ticket items. This is good news if you think you can handle having a credit line again but for those who are impulsive shoppers but have no capability to pay, perhaps you should think twice lest you get buried in debt.

Car Trouble

Our car had its first break down last week. I shouldn’t have signed up for the cheapest car insurance because the repair wasn’t included in the package. Luckily, I have allotted a special budget for cases such as this so we were able to have it fixed immediately. And we take such good care of our car that the damage wasn’t that big. Still, I think it’s time to think about upgrading to a bigger vehicle now that baby #2 is on her way.

Real Estate Sharks

My mother is not one, she’s just too soft hearted to compete. I heard her on the phone talking about the real estate in Indianapolis. Turned out she has a client who decided to invest a property there instead of the original vacation home here in the Philippines. That’s too bad for my mom because she’ll definitely get a huge commission if she bagged that deal. Still, she’s not losing hope because she keeps getting inquiries and I know one of these days, with her patience and dedication, her chance will come. Se doesn’t have to be a shark, just determined.

Diamonds for the Girls

Was watching a show about loose diamonds last night and all I can think about is how beautiful they are. I want to own a one-carat diamond and when my husband heard this, he said, “I will buy you one”. As if it’s so easy haha. But seriously, I promised myself that I will invest on jewelries and diamonds especially now that I have two daughters who will inherit them.

Setting Up For the Future

It’s the end of the year again. If there’s one thing that’s always constant, it will be my email receiving offers for free life insurance quotes. I’d be happy to take them all up on their offers if only I wasn’t still paying for my insurance policy. Maybe next year when baby #2 comes, we might need another set with him/her as the beneficiary. Plus I’ll only have a few years left to pay for the first one so the total of the premiums will significantly lower. If you still don’t have one though, I suggest checking out any life insurance companies on the web. It’s better to be prepared for the unknown especially if you’re a parent or have someone depending on you.

Shopping For a New Phone

Nothing can excite me the way a good online shopping deal can. The savings you can get from coupon codes and weekly sales are huge that you’d never want to shop anywhere else again. For my Christmas present, I was looking to upgrade my phone to any kind of Blackberry. And just my luck, I found plenty of Cellular Factory coupons from the Coupon Trunk website.

With so many options to choose from, I now have no idea what to get. I’ve always wanted a Nokia N97 but the Blackberry that I want is just much cheaper even after the discounts. I may have to test both phones this weekend at our local mall before deciding on anything. At least, my Cellular Factory coupons can guarantee that I’m getting the best deal whatever my choice will be.

Affordable Shopping

Now that Circuit City has closed its doors, Buy.com is now the first on my list of online shops selling affordable electronics. Their Weekly Deals are just fantastic – great products, ridiculous prices, too good to be true. And I have no problem with it. In fact, I encourage them to continue their special offers as it’s the only way I’ll get to afford all the things that I want on my list of things to buy.

Just to give you an idea. And that’s just for the electronics section! I still have the apparels, shoes, baby stuff, books, jewelries and home accessories to explore.

Lucky Kids

My brother-in-law asked me this morning how much does he have to save before he can buy himself a laptop. I told him if he stops drinking starbucks coffee everyday and eat at McDonalds instead of high-end restaurants, he may have a chance to buy one before the year ends. You’d think if he can afford to go to Starbucks everyday that he can at least buy himself one of those cheap netbooks available everywhere. But no, because of his expensive lifestyle, he’d be lucky to have a few dollars left at the end of the month. I’m sure my mother-in-law will pity him soon as long as she doesn’t know how he’s been spending his school allowance.

How To Make Money From Your Vacant Lots

Turn your vacant lots into a temporary parking space. This will only work if you are near the city where parking spaces are rare.

I just read an article on how you can earn money from your land by leasing it to a cell tower company. You might want to look into this if there are no existing cellular towers within one mile of your location.

Plant Christmas tree saplings and in about two years, you can have people come in and cut their own trees.

If it’s far from the city, lease it for grazing cattle or hoses.

Make a football field, build tennis courts  and lease it to companies for their sports activities.