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This Week’s To-Dos

Posted by admin on Feb 6, 2011 in health, home, money matters

Finish reading the colon cleanse review that my cousin sent me. I need to make a decision on whether I will have my husband try the promo that is being offered to us.

Go window shopping for a 2nd hand car online. We don’t have the budget YET nor able to sell our car but it doesn’t hurt to know the current going rate for what we need.

Submit my daughter’s big school application form and schedule her entrance exam.

Talk to our insurance agent to get some quotes for pension plan and educational plan.

 
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Expenses

Posted by admin on Jan 11, 2011 in money matters

With all the online shopping that I’m doing, I’d be lucky if I meet with quota for savings this month. I should’ve taken a payday advance to pay for the big ticket items but as long as I still have funds, I’d rather not have any loans. Main reason is I always forget to pay so the loan always accumulates interest. At least if I spend what money I already have, I know how much is really left at the end of the day.

Anyway, the stuff that I bought online and offline are really important. Some for the baby and for work so I guess you can call it an investment.

 
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Mobile Home

Posted by admin on Oct 24, 2010 in home, me, myself and i, money matters

My neighbor is rambling on and on about the cost of motor home repairs during last week’s homeowners meeting. I used to think getting a motor home would be nice after seeing it in “Meet the Parents”. However, after listening, or should I say eavesdropping on my neighbor’s conversation with his wife, I wonder if it’s worth it. I guess like in any other purchase of big ticket items, you really need to be loaded to be able to afford the maintenance that comes with it. After all, the price of the motor home itself is not a joke. I really liked it because I find it cool to have your own bathroom, kitchen and bedroom with you when you’re traveling.

 
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Secured

Posted by admin on Sep 6, 2010 in health, money matters

I learned via Facebook that my friend and her family had a car accident last night. They were okay but the front of their car was smashed so bad it will take expensive repairs to get it back into shape.Thank God my friend has car insurance! It’s these moments when I don’t regret paying for premiums whether it’s for a car, house, or health as long as I feel secured. Protecting your valuables and your family’s health is the most important investment you can make. Not that I’ve mentioned it, I need to get started with my quarterly computations so I can determine what’s left of our savings once we pay off all the insurance payments that are due this year.

 
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All Insured

Posted by admin on Aug 17, 2010 in health, home, money matters

Just received three term life insurance quotes online for my parents via email. I’m so glad the Internet was discovered or else I’d still be visiting several agencies just to get a simple quote. Now all I need to do is compare all of the benefits and hopefully make a decision before the year ends. They are all surprisingly affordable but I’m still weighing in the advantages of getting a full term. I would’ve gotten a full term if only I wasn’t still paying for my two daughters’ pension plans and our car insurance. We got so many obligations annually that I don’t count out Christmas bonuses anymore knowing most of them will go to our insurance anyway. But I’m not complaining as I know that it’s all for the family’s sake.

 
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Celebrating Father’s Day with HSBC Credit Card

Posted by admin on Jun 15, 2010 in food, home, money matters, online life, shopping, treats

Just got this on my email! Advanced Happy Father’s day to all dads out there.

Chateau 1771
Complimentary glass of wine from Chateau’s Sunset Pours Menu.

Chelsea Market and Café
Enjoy a complimentary Signature Dessert or Cocktail for a minimum single purchase of P750.

Polu Kai Grill
Free Revel Ala Mode for a minimum single-receipt purchase of P1,500.

Pontefino
Standard or Premium Room for an exclusive rate of P4,100 net with breakfast for two (2).

Resorts World
Buy One, Get One Buffet on regular price at Mercado Restaurant.

Sentro
Enjoy complimentary Fried Chicken Cutlets with a minimum purchase
of P1,500.

Urban Spa
Get a Nirvana Foot Massage for two (2) when you avail of the Pampering Detox Half Day Package or get a Signature Massage for two (2) when you avail of the Pampering Detox Full Day Package.

NSG
Enjoy a complimentary Featured Appetizer for a minimum purchase of P1,000 or a Home Run Sampler for a minimum purchase of P3,000.

 
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On Life and Insurance

Posted by admin on Apr 28, 2010 in health, money matters

The life insurance rate lately are so amazing I can’t help but want to get another one now that a new baby is on the way. Also, we were trying to save when my husband and I got our first policy so we made a compromise that he’ll get the better package while I’ll just upgrade mine when he’s done paying with his. That was five years ago and now that we’ve finished all our payables, I think it’s high time to get my benefits filled and feature-packed policy. I believe we can afford to get another one because my daughter’s educational plan has already been paid in full too. To be honest, we have so many policies that our kids will be in good hands if something bad happened to us.

 
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Benefits of Cash Loans

Posted by admin on Apr 16, 2010 in money matters, online life

Speaking of money, let me tell you about fast cash. My brother-in-law spent a lot of money when their car got flooded last typhoon Ondoy. The insurance covered some of it but it wasn’t enough. His predicament reminded me of Fast Cash Online which lets you get the cash you need as fast as one day. Too bad it’s not available where he’s located. I’m sure he’ll have no problems getting funds for the extra repair because he meets all the requirements.

Fast cash or cash advance loans are really great when you need emergency money. We all try to do our best to live beyond our means but sometimes we really have no control when disaster will strike. Even if it’s not an emergency, the extra cash can help you purchase a high ticket item that you’ve been saving up for so long or even go on a much-needed vacation with the family. It doesn’t matter where you will use it. As long as you meet the requirements, you’ll be pre-approved. Some of my friends even use the loans to pay their existing loans to avoid the all too high interest rates credit card companies and banks add to the principal.

 
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Extra Cash for a New Machine

Posted by admin on Apr 15, 2010 in money matters, shopping

It’s been a long time since I talked about cash advance. I guess I’ve been very good in managing our expenses so there was no need for any. However, last week, I came across a very good deal for a Dell Desktop via email. The pricing was such a steal I couldn’t forget about it. I’ve been saving for so long to buy an extra machine for my design work but the supposed saving always gets spent on something else – travel, new furniture and other electronics.

Anyway, what’s great about cash advance is you can loan from $100 to $2500 and have it deposited overnight in your bank account as soon as you get approved. I saw the requirements and was happy to know tat I’m already pre-approved because I have a steady recurring income of at least $1,000 a month. All I have to do now is check how much the interest rate will be if I fail to meet the payment monthly. I doubt that will happen, as I have this fear of having too many debts but just to be on the safe side, I should calculate all expected costs.

 
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Online Quotes

Posted by admin on Apr 8, 2010 in health, money matters

I’ve been asked this question plenty of times – do you need life insurance quotes? My answer is always no unless my husband asks me to research for a new policy or educational plan. Still, I always receive them via email even if I don’t ask for them. I’m thinking it could be that most companies still have my record from my previous online requests, around 2 or 3 yrs ago. I wonder if they sell these private records with each other? It’s the same with credit cards, we get them without even applying at all. Normally, I’d be happy but who knew what other private information are being exchanged?

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