The BER Months Are Here

This means it’s time to save up so we’ll have enough money to buy gifts for our loved ones this Christmas. Since we just made a huge purchase though, we’ve decided to cut down on our “gifts budget”. This year, we’ll only shop for ourselves (me, my daughter and my husband) and just give cash to our godsons and goddaughters. I have a budget of $500 for all of us and I’m hoping it will still go down with the help of online discounts and coupons.

The BER months also means that our annual payables will start coming in. December is the most expensive month of our year because that’s the time we renew our policies, life insurance, car insurance, and many more. Which gives me more reason to save and not splurge on gifts. As long as my daughter and husband have nice clothes, I’d be happy.